I was told by the person who prepared my taxes that I would receive my tax refund "faster" if I used the H&R Block Emerald Card and that all I would have to do is take the card into my bank and tell the teller to transfer the money from my card to my checking acct. Found out by accident that not only will it cost me $25.00 to do so BUT if I wanted to do it free of charge, I'd have to fill out a form and fax it back to them requesting the xfer.
Then wait 5-7 days for the friggen money to be available to xfer.
***! I could have simply requested to have the money direct deposited to my checking account! They are basically holding your money hostage unless you use their card for purchases and request cashback all over the place.
DON'T USE IT! IT'S NOT WORTH IT!!!!!!