I am writing this letter to inform the public of my experience with the Emerald Card with H&R Block.
Our joint refund was placed on this card. There was some kind of promotion and it was free to receive our money on this debit card with the Mastercard logo.
When our refund was placed on the card, I called the number on back of card and spoke to a rep. I wanted to know how to take out my money without any fees so I could pay my mortgage. The rep was very nice and said that a regular bank ATM would charge fees. An "all point ATM" has no fees. But, either way, if I am charged any fees,if I call back after taking my money out, they will waive those fees.
I was able to find an "All Point ATM". It took a few days until I was able to go. The ATM would only let me take out 400 at a time. Each time I was charged 2.50 for a total of 20 dollars.
I called back to have the fees waived and now the story has changed. I was told that the fee was 2.50 for each transaction and will not be waived. I explained what I was told and was hung up on by the male rep.
I called back again and spoke to a supervisor and was told they will waive fees, but I need my husband with me during the call because it is a joint refund. I called back with my husband and they only waived 7.50.
If they are doing this to everyone then they are making millions and it is wrong.
Monetary Loss: $13.