Placerville, California
32.4K views 92 comments
Not resolved

I recieved a letter with a plastic card included with information about the H&R Block Emerald Advance. Which, yes on approved credit, based on what your antisapated tax return will be, will loan you up to $1000.

I brought all the information and papers needed to my H&R Block agent. I was told to antisapate a return of $8,470.00. How ever my loan was denied within 2 seconds of my agent pressing the send button.

My agent said (I quote) "I'm sorry your loan wasn't approved. It's sad 80% of the loans aren't. I've only had one approved that I have done. People get their hopes up and well...you should get your w-2's soon."

80%!!!!

Why even bother to waste the paper and plastic cards with loans % like that!!!

Monetary Loss: $1000.

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Anna
New London, Wisconsin, United States #1240072

How does this advance work

Anonymous
#1089371

My credit if shot and they still gave me 500$ advance

Anonymous
to Anonymous Glasgow, Kentucky, United States #1277939

Did u get back a big refund and how long did it take for u to find out

Anonymous
#1073126

You are done doing business with them because you have bad credit? Guess you do the same at the bank you use to then right?

Anonymous
#1068280

Yes I have been filling with them since 1988 I have only received one loan and have been getting denied every since. So I have not been back to h&r block since......why pay all of your money to them to get your taxes prepared and you are denied the loan.......sad.

Anonymous
#1063233

I did my taxes myself online with h and r block.To get a 1,000 back on emerald advance h and r block say now I can only get an advance for 350.00 because I did online and now a new customer so watch that!!!!

better then nothing I guess.

Anonymous
#1060057

We get the loan every year and we have horrible credit, as long as you have a job and always pay them back your guaranteed

Anonymous
to Anonymous #1066589

I went today have been with H @R block for three years and been at the same job for 9 years aplied for the advanced loan and was denied last year was aproved for only 350.00 this year nothing ....H @ R block just lost me as a customer. ...

Anonymous
to Anonymous #1068666

Not true

Anonymous
to Anonymous #1244175

I just went today after being an H&R Block customer for 8 years and doing the line of credit for 7 years and was denied.Should be recieving almost $10,000 for tax refund and nothing has changed.

We always paid them back on time and have always got the $1000 line of credit. I don't know what is different this year but thats the only reason we continued to use H&R Block for our tax preperation. They just lost our business and I am sure many more to come.

Best of luck to everyone this year o.The line of credit.

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